Chief Judge Denies Ignite Life Center's Motion to Cancel Foreclosure Sale
On August 6, Ignite Life Center’s mortgage foreclosure case was reopened in circuit court. Just one week before the scheduled auction, the church filed an emergency motion to cancel the upcoming foreclosure sale.
In June, Chief Judge William Davis ordered that Ignite Life Center will be placed for sale at an auction for their failure to submit mortgage payments to GenFi Ministries, a financial service for Assemblies of God churches, unless they could pay the judgement amount of just under $2 million and "all costs accrued" subsequent to the judgement.
According to Ignite Life Center's motion, the church secured a purchase contract with JVG Business Solutions that would satisfy the judgement amount of $1,987,957. The contract contains legal pathways for JVG Business Solutions to back out depending on how on how the foreclosure is resolved.
The dispute stems from an additional half million that GenFi argues they are entitled to in order for Ignite Life Center to pay off the foreclosure.
On July 21, GenFi President Mark Whitney sent Ignite Life Center a letter that says this is the church’s second foreclosure with GenFi and that they occupied the property without making payments from 2011-2021, following the first foreclosure.
Whitney argues that an additional half million dollars is warranted to pay off the foreclosure and that it is a "fraction" of what GenFi "would have been paid for a performing loan - had there not been a second foreclosure." Between this, the initial judgement amount, and associated attorney’s fees and costs, Ignite Life Center should have to pay over $2.5 million pay off the foreclosure, Whitney said.
“We have stood by and partnered with Ignite Life Center for 20+ years,” wrote Whitney. “This has come at a cost for GenFi Ministries. It is now time for the equitable reconciliation of our relationship. The significant value of the property supports this. The $504,000 funds in place amount is a necessary component of the payoff and/or sale amount that serves each ministry - Ignite Life Center and GenFi Ministries - with integrity.”
Whitney said the $504,000 is calculated at $4,200 per month for the ten years Ignite Life Center occupied the property without paying.
Ignite Life Center argues, “Said payoff letter is in contradiction of the ordered judgment amount. [GenFi] has inflated the payoff by adding unawarded fees and costs, namely a line item for ‘Funds in place bid to offset loss’ of $504,000 and an additional $8,379.08 in attorney fees… There has been no post-judgment motion for additional fees… or supplemental affidavit to support the award or collection of these additional amounts.”
Ignite Life Center asked a judge to “enter an Order canceling the sale scheduled for August 13, 2026, auction date, and resetting the sale date for no sooner than 60 days” and further require GenFi to “comply with the Judgment figures awarded in the Final Judgment of Foreclosure.”
According to Ignite Life Center, “Neither party shall be prejudiced should the Court grant the relief sought.”
On August 7, Chief Judge William Davis ordered that Ignite Life Center's motion to cancel sale is denied and that "all other terms and conditions of this Court's Final Judgement of Foreclosure dated Friday, May 29, 2026, remain in full force and effect."
Depending on the level of interest in the auction, GenFi may reclaim the property via credit bid, meaning they can effectively bid what Ignite Life Center owes them without putting down cash.
Amy Loftsgordon, Attorney
Update | August 10: Added Davis' ruling, updated headline and added more information from the motion.
Editor's Notes: The motion was submitted on August 6 and Davis made the ruling on August 7, prior to publication of this article, but the order was not made public until August 10, after publication.
Update | August 12:
Although JVG Business Solutions is identified as the buyer in the purchase contract, newly filed court documents indicate the actual purchaser is an entity identified as AMMI Global USA LLC, and both entities are represented by a man identified as Cesar Garcia.
Today, Garcia, who is not an attorney, motioned on behalf of AMMI to reschedule the auction, stating AMMI agreed to purchase the property for $3 million. This is over $1 million more than the amount outlined in the prior cancellation motion, which just barely satisfied the judgement amount.
Davis denied the motion, calling it "legally improper" because AMMI is not a party to the case. Davis added, "a pleading signed by a corporate officer who is not a licensed attorney is a nullity and has no effect."
Update | August 13:
The auction received no interest whatsoever from any outside buyer, meaning ownership should revert to GenFi Ministries.
At this time, it's unclear what GenFi's plans are for the property.
Update | August 26: Added more information about GenFi Ministries.
